• Reduce or eliminate late and over-the-limit-fees.
• Lower your monthly payments to creditors
• Slash Interest Charges
• Stop collection calls from creditors
• Develop a debt repayment plan that works

Debt Consolidation is a phrase that is thrown around and misused by many mortgage brokers and banks, in order to sell you a high interest second mortgage or to convince you to refinance your home. Keep in mind that going deeper into debt does not allow you the financial freedom that you seek. Our debt consolidation program affords you the ability to solve the underlying problems associated with high debt without taking drastic steps such as declaring bankruptcy or committing yourself to a long-term debt consolidation loan. It is a negotiated agreement between you and your unsecured creditors.

Your creditors agree to:

• Halt most creditor harassment.
• Reduce the amount of your monthly payments to one that is affordable.
• Eliminate or reduce your high interest rates.
• Stop late and over limit fees, as well as other charges.

How Debt Consolidation works:

Debt consolidation is a process whereby all of your payments are simplified into one convenient lower monthly payment that is easier for you to afford. This method of debt management satisfies all of your unsecured debt obligations and other living expenses. Additional benefits include:

• Payments can often be reduced and the payback time can be cut by more than half.
• Late and over limit fees are very frequently eliminated by making regular on time monthly payments.
• Most delinquent accounts become re-aged to current status enabling your credit rating to be saved.

Qualifying Debt:

• Credit Cards
• Retail Store Cards
• Gas Cards
• Medical Bills
• Personal Loans
• Other Unsecured Debt
• Lines of Credit

Non-Qualifying Debt:

• Home/Real Estate Loans
• Automobile Loans
• Judgements
• Other Secured Debts

Get started on your debt consolidation journey to financial freedom by filling out our online form now and receive a free debt consolidation quote today.
For additional debt consolidation and debt settlement information, or to speak with one of our counselors about credit card debt relief, call us today at 1-800-523-0102.